Financial Difficulties

With the cost of living steadily rising, more and more people are getting into financial difficulties. 

There is help and advice available to you if you are in this situation. Please click on the relevant logos to take you to these informative websites.

NHS

Feeling low or anxious is a normal response when you’ve lost your job, been made redundant, or you’re struggling with debt.

This website has hints and tips to help you through this.

Citizens Advice

Citizens Advice can offer advice and information around debt, cost of living, budgeting, rent arrears, borrowing money and general financial advice.

Beat the Cold

Beat the Cold are a Staffordshire based charity, whose aim is to reduce fuel poverty, and cold related ill health. We’re a trusted partner within Stoke on Trent, Staffordshire, and surrounding areas, and have over 20 years’ experience in energy advice and support. Beat the Cold is committed to helping those who live in, or are at risk of fuel poverty, or whose health could be detrimentally affected by a cold home. We pride ourselves in going the extra mile to support every service user, regardless of the complexity of their situation.

 

Family Fund

Family Fund believes that families raising disabled or seriously ill children and young people should have the same choices, quality of life, opportunities and aspirations as wider families.  We try to make this happen every day by:

  • Giving grants to families on a low income for items they may not otherwise be able to afford. For example family breaks, digital equipment, white goods, clothing, bedding, furniture and play equipment.
  • Offering services to help parents and carers to achieve the outcomes they want for their child and family. This includes where to go for support with money, benefits and budget planning, information on mental health and wellbeing. And practical workshops to help people get online and use digital tools.
  • Providing ways for families to share their experiences, so they can influence lasting change on issues that matter to them.

 

CAP-Christians against poverty

Poverty destroys lives. It robs people of joy, hope and opportunities. That’s why we’ve been advocating for, and supporting people experiencing debt and poverty since 1996.

 

NEA-National Energy Action

National Energy Action (NEA), the fuel poverty charity, campaigns so everyone can afford to live in a warm, safe and healthy home. This is something denied to millions because of poor housing, low incomes, and high bills. 

Working across England, Wales and Northern Ireland, everything we do aims to improve the lives of people in fuel poverty. We directly support people with energy and income maximisation advice and we advocate on issues including improving the energy efficiency of our homes. 

We do not work alone. Partnerships and collaboration have been at the heart of NEA for over 40 years, helping us drive better health and well-being outcomes for people struggling to heat their homes. 

 

Repair Cafes in Derbyshire

If you have something that needs fixing, your local repair cafe may be able to help you mend it. This helps prevent items being thrown out needlessly and saves the cost of buying a replacement. It’s better for the environment too with less materials and energy needed to make new goods.

Volunteer repairers can tackle small electrical items such as toasters, hairdryers, lamps, radios and headphones. Clothing, garden tools, bikes, computers, hand tools and small items of furniture can also be considered for repair.

The repair service is free but donations are very welcome.

Here you will find a list of repair cafes in Derbyshire